Satisfying Your RMD with a Charitable Donation

white and black desk calculator on white graphing paper

Photo by Pixabay on

We are only 160 days away from Tax Day 2020. While it may be a little early to start preparing for filing taxes, but it is time to start thinking about specific tax requirements.

If you are 70 ½ years or older, the IRS requires you to take required minimum deposits (RMDs) from your tax-deferred accounts. As you know, this increase in income may push you into a higher tax bracket and reduce your eligibility for credits or deductions. If you would like to reduce the impact of RMD income, you may consider making a qualified charitable distribution (QCD) to a nonprofit organization near and dear to your heart.

A QCD is a direct transfer of funds from an IRA custodian to a qualified charity. Amounts distributed as a QCD can go towards satisfying your RMD for the tax year, up to $100,000, and can be excluded from your taxable income. Regular IRA withdrawals would, of course, still be counted as taxable income.

Certain conditions must be met to make a Qualified Charitable Donation. First, the organization must be a 501(c)(3) organization that is eligible to receive tax-deductible contributions. Second, the funds must be transferred directly from your IRA custodian to the organization of your choice. Lastly, the funds must come out of your IRA before the 2019 RMD deadline of December 31.

The best way to determine if your IRA and charity qualify for QCDs is to talk with your trusted tax advisor. He or she will be able to tell you whether or not you can satisfy your RMD with charitable giving.

At Lions Pride, we appreciate the giving hearts of those who have contributed through their RMD over the past few years. We hope you’ll consider joining them if you are required to withdraw from your tax-deferred retirement accounts. Thank you in advance for helping us expanding our support of Lions Camp and all WLF projects.


Lions Pride Endowment Fund of WI, Inc. does not provide legal or tax advice. The information herein is general in nature and should not be considered legal or tax advice. Consult an attorney or tax professional regarding your specific situation.

A Brief History of Daylight Savings Time


, , , , , , , , , , , , , , ,

accurate alarm alarm clock analogue

Photo by Aphiwat chuangchoem on

Wasn’t the first day of spring only yesterday? It seems like the snow was starting to melt, the trees were beginning to blossom, and we were springing ahead. Yes, we may have been losing an hour of sleep, but we were gaining an hour of natural sunlight. Sadly, this Sunday at 2 am, DST will come to an end. It’s around this time that people always seem to ask, “how did Daylight Savings Time come to be, and is it still necessary in today’s world?”

You may be surprised to learn that Daylight Savings Time has been around for over 100 years but was also seen in ancient history. Many believed that ancient civilizations also adjusted their daily routines to match the sun’s schedule.

Benjamin Franklin is often cited as the inventor behind daylight savings. He first proposed the idea in his 1784 essay titled “An Economical Project for Diminishing the Cost of Light.” Unfortunately, he never saw his theory put into practice.

On April 30, 1916, Germany was the first country to implement Daylight Savings Time, in an attempt to save fuel by reducing the amount of artificial lighting during World War I. Several other countries including the United States, the United Kingdom and France followed suit but reverted immediately after the war. 

Franklin D. Roosevelt instituted yearlong Daylight Savings Time in 1942. Time zones were called “War Times.” There was no federal law regarding DST, so states and municipalities were able to choose whether or not to observe the time change. Understandably, this caused much confusion, especially for certain industries, including broadcasting and transportation.

By the year 1966, an estimated 100 million Americans were observing Daylight Savings Time based on their local laws. Congress decided to end the confusion and establish one pattern across the country. 

The practice of Daylight Savings Time has caused a lot of controversy since its creation. In a 2014 survey, only 33% of Americans see a point behind DST, which begs the question, “Why do we still follow this practice?”

Advocates say:

  • Springing ahead creates longer evenings, thereby motivating people to get out of the house and participating in other activities such as participating in outdoor recreation or supporting local businesses.
  • Daylight Savings Time ensures that people’s active hours coincide with daylight hours, so less artificial light is necessary.
  • Changing the time has also been shown to increase road safety by reducing pedestrian fatalities during the dawn and dusk hours.


Still, many of us believe that Daylight Savings Time is no longer necessary as we now have several new electronics that stay plugged in all day. The time change can also have a severe impact on our health by increasing the likelihood of fatigue and depression. Unfortunately, it looks like until someone comes up with another way to work around the sun’s changing patterns, we will likely have to deal with changing our clocks twice a year. 

How do you feel about Daylight Savings Time? If given a choice, would you do away with the practice? Let us know in the comments below.

Here at Lions Pride, we may not be looking forward to darker days, but it will be nice to get an extra hour of sleep. Don’t forget to find a little joy in the time change!

National Pumpkin Day and the Story of the Jack O’ Lantern


, , , , , , , , , , , , , , , , , , , , , , ,

smiling jack o lantern

Photo by Pixabay on

If we were to ask you what object best symbolizes the month of October, how would you respond? If you’re like many of us, you would probably say the pumpkin. During this month, the famous orange gourd has shown up on doorsteps, featured in coffee drinks and has become the scent of choice for houses across the country.

To celebrate America’s favorite squash, National Pumpkin Day was born. The unofficial holiday is commemorated on Saturday, October 26. To honor the celebration, we thought we’d have some fun with the story of the Jack O’ Lantern.

Legend says, the Jack O’ Lantern came from an old man named “Stingy Jack” who liked to play tricks on people. One day, Stingy Jack invited the devil to have a drink with him. Old Jack decided that he didn’t want to pay for the drinks, so he convinced the devil to turn himself into a coin. Instead of paying for the drinks, Jack decided to keep the coin and placed it in his pocket next to a silver coin; therefore, trapping the devil. He eventually agreed to release the devil but made him promise not to bother him for another year. If he died, the devil could not claim his soul.

One year passed, and again Jack tricked the devil into climbing an apple tree. Once he was up the tree, he made the sign of the cross in the bark, again trapping the devil. He let him down but made him promise not to bother him for another decade.

Soon after, Stingy Jack died and made his way up to Heaven. Saint Peter told him that he was not allowed in, so he tried to get into hell. The devil also denied his entrance because of his promise not to claim his soul. He sent Jack off into the night with only a piece of coal lighting the way. Jack put the coal into a carved-out turnip and has been forced to roam the earth ever since.

In an attempt to ward off Stingy Jack and other wandering spirits, people In Ireland and Scotland began to make their own versions of Jack’s lanterns by carving scary faces into turnips and potatoes. As immigrants came to America, they brought their tradition with them but found pumpkins to be perfect for Jack O’ Lanterns.

If you still haven’t carved your annual pumpkin, there’s no better day to get creative than this Saturday. We invite you to show off your Lions Pride spirit with this fun pattern from Pumpkin Stencils:

Lion Pumpkin Pattern

Be sure to keep away Stingy Jack by carving your Halloween Jack O’ Lantern. Happy decorating!

Say “Happy Sweetest Day” Without Flowers


, , , , , , , , , , , , , , , , , , , , , ,

assortment backgrounds baking birthday

Photo by Sharon McCutcheon on

Saturday is National Sweetest Day! We can guess what you are probably thinking, “Isn’t that just an October version of Valentine’s Day?” Although this particular holiday may sound eerily familiar to its winter cousin, it has a sweeter origin story.

Legend says Herbert Birch Kingston, a candy store employee from Cleveland, was the original creator of Sweetest Day. In the year 1922, he decided to bring happiness to those who were feeling forgotten with thoughtful gifts. He and a team of people brought candy and small gifts to orphans, shut-ins and others to show they cared.

The concept caught on. By the 1930’s, celebrities became getting involved in the event. Sweetest Day grew to include loved ones, coworkers, acquaintances and friends. Today, it is most celebrated in the Great Lakes region.

It seems that sending flowers is the most popular way to celebrate the unofficial holiday, but there are other touching ways to say, “Happy Sweetest Day:”

  1. Give candy or sweets

Get back to the roots of the occasion by giving someone a box of their favorite candy. Of course, if you’re in a baking mood, you could always substitute with other homemade baked goods. You’re not limited in the sweets you send.

  1. Send a heartfelt note

Sweetest Day is, without a doubt, a big card-sending holiday. We know that everyone enjoys receiving cards, but often times, the best part about a card is the note. Consider making a homemade card with a genuine message about how much the person means to you. With the drastic increase in digital technology, we can safely assume that your recipient will appreciate the kind gesture.

  1. Do something nice

There’s no reason a gift for Sweetest Day requires a trip to the store. Rather than purchasing a physical gift, think about completing a kind gesture for your loved one. Perhaps, you’d like to check an item off their mile-long To Do List, pick up dinner or treat your special someone to a night out on the town. We are confident that no matter what you choose to do, your act of kindness will be well-received.

  1. Donate in his or her name

It’s no secret that donations are the lifeblood of any nonprofit organization as it helps them continue on their mission. When celebrating Sweetest Day, consider giving your recipient’s favorite organization in his or her name. When you make an honorarium/memorial donation to Lions Pride, we’d be happy to send an acknowledgment card to your loved one. All gifts go toward creating a lasting legacy for future generations at the Wisconsin Lions Camp and in other WLF projects.

Sweetest Day may have gotten its start with candy, but that doesn’t mean it’s the only way to celebrate. We believe the idea behind the unofficial holiday is to celebrate with small acts of kindness. How will you celebrate?

Happy Sweetest Day from Lions Pride!

Celebrating Wisconsin Farmers


, , , , , , , , , , , , , , , , , , , , , , , , , , , , ,

abundance agricultural agriculture arm

Photo by on

“Small family farmers are the only things that can save us because they take care of the land. Future Farmers of America are going to be our heroes…” -Willie Nelson

When’s the last time you really thought about where your food comes from? If you are a regular grocery shopper, it can be easy to forget about the farmers behind the produce. After all, you’re likely busy scouring prices trying to get in and get out as quickly as possible. The focus is a little more front and center when you and your significant other are strolling through a farmers’ market on a sunny, Saturday morning.

Farmers are the backbone of America. They rise before the sun, willingly participate in back-breaking labor and battle every unpredictable obstacle that could be tossed a person’s way. It’s hard to imagine what life would be like without dedicated farmers.

Saturday, October 12, is National Farmers Day; an unofficial holiday created for some of the hardest working individuals. Let’s get a head start by highlighting agriculture in our own state, courtesy of the State of Wisconsin Department of Agriculture, Trade and Consumer Protection:

  • Although Wisconsin is commonly known as the Dairy State, we produce more than just milk and cheese. Our state ranks first nationally for snap beans (for production,) cranberries, ginseng, mink pelts, dry whey for humans, milk goats and corn (for silage.)
  • There are nearly 65,000 farms located on 14.3 million acres in the state.
  • Approximately 62 percent of the nation’s cranberry crop comes from Wisconsin.
  • The dairy industry annually contributes over $45.6 billion to Wisconsin’s economy on its own.
  • Nearly 1200 licensed cheesemakers produce over 600 types, styles and varieties of cheese.
  • Wisconsin is listed as #12 among all states in the nation for the value of agricultural exports.

It should come as no surprise to learn that 2019 has been a particularly difficult year for farmers across America. Between excessive flooding, international tariffs and low prices, many family farms are left making extremely difficult choices. Some have decided not to plant any crops, while others have had to let go of businesses that have been part of their family for generations. Small family farms need our support more than ever before.

As you begin to wrap up your week, keep these farmers in your thoughts. If you see a farmer out and about while running your errands this weekend, be sure to say, “thanks!”

On behalf of the Lions Pride Staff and Board, we’d like to do a special shout-out to our Wisconsin Family Farmers. We appreciate your hard work and dedication to the agricultural industry. We don’t know where we’d be without your passion.

Happy National Farmers Day!


National Taco Day


, , , , , , , , , , , , , , , , ,

person showing taco with parsley on top

Photo by Vinícius Caricatte on

Hola amigos! Do you have all of your plans for the rest of the week? If not, we have a suggested entrée to add to your family’s menu – tacos.

October 4 is National Taco Day, and we’re celebrating in our favorite way, with a compiled list of fun facts that you may not already know about the popular Tex-Mex dish. Let’s get started!

  • The word “taco” is seen as the English equivalent to the word “sandwich.”
  • The origin of the word is relatively unknown, but according to Taco Expert Jeffrey M. Pilcher, the word comes from the small explosives used in Mexico silver mines in the 18th The sticks of dynamite were made from pieces of paper wrapped around gunpowder that were placed in the holes of rock.
  • The taco, of course, is made from a flour or corn tortilla, which is then wrapped and folded around a protein-based filling such as beef, pork or fish.
  • Tacos first came to the United States in 1905, thanks to the Chili Queens of San Antonio.
  • We don’t have to tell you that there are dozens of variations of tacos. The most popular version in Mexico is called the Taco al Pastor, which means shepherd’s style taco. This type of taco is made of spiced pork cut in slivers from a vertical spit over an open flame.
  • The biggest taco ever created was made in Queretaro, Mexico, on November 20, 2011. It was made with carnitas filling and was a massive 246 feet long.
  • Many believe that Taco Bell pushed the nationwide popularity of tacos. The chain was first founded in 1962 in California and has served over 2 billion customers in the US alone.
  • Food trucks are often seen as a new form of fast food, but the first truck was opened over 50 years ago. In 1966, two housewives opened a taco truck in New York; the truck did not have an entire kitchen but was available for catering.
  • In 2018, Americans ate over 4.5 billion tacos, which equates to 490,000 miles.

What is your favorite type of taco? Let us know in the comments below.

There’s no better time to enjoy everyone’s favorite Mexican dishes. Happy National Taco Day from Lions Pride!

person showing taco with parsley on top

Fun Facts About Beer


, , , , , , , , , , , , , , , , , , , , , ,

depth of field photo of two pilsner glasses

Photo by Matan Segev on

Are you looking for something to do this weekend? If so, you might be interested in finding out that Saturday, September 28, is National Drink Beer Day. We weren’t able to track the origin of the unofficial holiday, but we’re sure that many Wisconsinites would agree you don’t need an excuse to enjoy an ice-cold pint of your favorite brew.

To celebrate National Drink Beer Day, we thought we could come into the weekend with a few fun facts about the world’s oldest beverage of choice:

  • Beer brewing and drinking predates human history.
  • Beer Soup was a typical breakfast choice for people in medieval Europe.
  • Although there are hundreds of different kinds of styles of beers, they all fall into two primary categories, ales and lagers. Their differentiating factors come back to the type of yeast and how it ferments during the brewing process.
  • Munich’s most popular event, Oktoberfest, originally began as a celebration of the 1810 marriage of Crown Prince Ludwig.
  • Beer is the third-most popular drink in the world, following water and tea. It is worth noting; however, the most popular alcoholic beverage of choice.
  • Although Wisconsin is often known as the top drinking state, is actually #5. The most beer drinking per capita takes place in New Hampshire (as of 2017.)
  • If you’re looking for a craft beer, you will be happy to learn that most Americans live within 10 miles of a craft brewery.
  • The most expensive state to buy a beer may be Tennessee, which has the highest state excise taxes in the country.
  • Milwaukee is known as the beer capital of the world, as its home to a few of the most significant American brewers – Miller, Schlitz, Pabst and Blatz. The city also has a large German population.

If you plan to observe National Drink Beer Day this Saturday, please remember to do so responsibly. The Lions Pride Board and Staff would like to wish you a safe and enjoyable weekend!

Fall Planning Checklist


, , , , , , , , , , , , , , , , , , , , , , , , , ,

autumn autumn colours brown countryside

Photo by Pixabay on

Have you noticed trees in Wisconsin starting to change?  We know that it seems early, but the time has officially arrived. The first day of the Autumnal Equinox is happening this Monday, September 23.

If you thought summer went fast, you don’t want to let this beautiful season pass you by, too. In many ways, we think fall actually goes quicker because once the snow starts to fly, winter unofficially begins (even if it’s only October!)

To take advantage of the most colorful season of the year, we’ve put together a fall planning checklist for you and your loved ones to check off together:

  • Enjoy an afternoon drive, taking in the beautiful hues of yellows, oranges and reds. The best way to stay on top of the changing fall colors is by regularly visiting Travel Wisconsin’s Fall Color Report. Find the best locations for viewing fall colors on their comprehensive peak fall foliage map.
  • Cheer on your local high school team at a Friday night football game. Be sure to bundle up because the temperature cools drastically when the sun goes down.
  • Visit a local orchard and pick a bushel of apples. Once you have those red beauties home, you can treat your family to their favorite apple dessert. Visit the Wisconsin Orchards Directory to find an orchard near you.
  • Rearrange your closet. We know this isn’t exactly a fun way to commemorate the new season, but it’s time to put the shorts away and dig out those warm, cozy sweaters.
  • Decorate with gourds and pumpkins. Whether you choose to decorate with fruits of your labor from the garden or stop at a nearby farm stand, there’s no better way to welcome fall.
  • Celebrate Oktoberfest. Since we live in the state of Wisconsin, we all know there are plenty of festivals to attend this season. Honor our state’s German heritage with beer, sausage and pretzels. Find an upcoming event near you.
  • Have a bonfire. If you didn’t have time to enjoy the warmth of a campfire during the summer months, it’s not too late. Many prefer fall fires as observers don’t need to sit so far away from the coals. Don’t forget the marshmallows!

Lots of Wisconsinites gladly welcome fall. It’s the best to time to cozy up and enjoy the changing colors. What are you most looking forward to doing in the new season?

Happy Autumnal Equinox from Lions Pride!


The 2019 USA/Canada Leadership Forum


, , , , , , , , , , , , , , , , , , , , , , , , , ,

Leadership Forum 2019.pngForum week has arrived again! For the past 43 years, Lions Club Members from all over North America have been meeting for three days of motivation, education and leadership development. From September 19 to September 21, Lions and Lionesses will gather in one of America’s greatest riverfront cities, Spokane.

During their time in eastern Washington, Lions will take part is over 77 seminars spanning a wide variety of topics, including:

  • making change stick
  • using technology for more impactful marketing
  • creating synergy through action
  • enhancing mental health and well-being
  • how to captivate the attention of a younger audience
  • the ins and outs of cyber clubs

See the entire seminar schedule. Of course, there will be no way for one person to attend them all of the seminars. The biggest challenge you may faces is deciding which topics to focus on.! We’d suggest talking with fellow club members and divvying up the seminars. You can always follow-up, later on, to talk about the highlights.

Other special events will be taking place over the weekend. Lions will also have the opportunity to participate in the Strides Walk, observe a Lions University graduation and hear from incredible keynote speakers. If you enjoyed listening to Michelle Ray’s presentation at last year’s forum then you’re in luck. She’s back by popular demand! She’ll be challenging you to become a better leader by changing your personal attitude.

Lastly, we hope Lions will have the opportunity to explore Spokane. Attendees are encouraged to come early and stay let to allow the local experts to guide them through the Inland Northwest. The city is chock full of historic landmarks, breathtaking parks and lakes as well as unique attractions. Browse through all of the available tours, courtesy of Group Coordinators.

The USA/Canada Leadership Forum has something for everyone. Will you be attending the forum next weekend? If so, what are you most looking forward to seeing? Let us know in the comments below.

Here at Lions Pride, we’d like to wish all leadership forum attendees safe travels as they make their way to Washington. We look forward to hearing about your experiences when you return.

Bon voyage!


Rounding Up Summer Checklist


, , , , , , , , , , , , , , , , , ,

person holding ice cream with cone

Photo by Jean Balzan on

If your Facebook feed looks anything like ours, you’ve likely seen lots of back to school pictures this week. You know the ones, photos of smiling children dressed in their new clothes holding up their handmade signs. All of these pictures have us asking, “Where did the summer go?”

It’s important to remember that, although the kids are back in school, the season isn’t over just yet. Fall does not officially start for 2 ½ more weeks, so there’s still time to get out and enjoy all that Wisconsin has to offer. To get you started, we’ve put together a few ideas to help round out your summer:

  • Pitch a tent and sleep outside – even if it’s just in the backyard
  • Build a campfire and roast a marshmallow or two
  • Visit a local or state park
  • Count the stars
  • Get out the rod and reel and spend the afternoon fishing
  • Host an end of summer cookout
  • Pick a bouquet of wildflowers and bring the outdoors in
  • Eat an ice cream cone
  • Buy a ticket to the ballpark
  • Pack a picnic lunch and spend quality time with a loved one
  • Enjoy an outdoor concert
  • Remember Lions Pride

The end of summer may always be a bittersweet moment, but do you remember the old saying? All good things must come to an end. Just think, if we experienced summer all year long, would we really give it the attention it deserves? More than likely, no; only because, it would become the everyday normal. That’s why summer only comes once a year, so we make the most of the season. And, of course, it will be back again!

What items would you still like to complete on your personal checklist before the summer rounds out? Let us know in the comments below.

In approximately 408 hours, we will be approaching the Autumnal Equinox, but that means there’s still plenty of time to have the best summer ever. Go out and make the most of the remainder of the season!

person holding ice cream with cone